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Untitled Document

Rev 10/2013


FACTS

WHAT DOES LIBERTY FIRST BANK
DO WITH YOUR PERSONAL INFORMATION?

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  1. Social Security number and ­Transaction history
  2. Account balances and Payment history
  3. Transaction or loss history and Account transaction

When you are no longer our customer, we continue to share your information as described in this notice.

 

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Liberty First Bank chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

Does Liberty First Bank  share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

No

We do not share

For joint marketing with other financial companies

No

  We do not share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We do not share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We do not share

For non-affiliates to market to you

No

We do not share

 

 

 

 

Questions?

Call  770-207-3000 or go to  www.libertyfirst.us   


 

Page 2

Who we are

Who is providing this notice?

Liberty First Bank

 

 

What we do

How does Liberty First Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Liberty First Bank  collect my personal information?

We collect your personal information, for example, when you

  1. Open an account or Apply for a loan   
  2.    Make a wire transfer or Apply for financing
  3.    Make deposits or withdrawals from your account

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  1. sharing for affiliates’ everyday business purposes—information about your creditworthiness
  2. affiliates from using your information to market to you
  3. sharing for non-affiliates to market to you

 

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  1. Liberty First Bank has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  1. Liberty First Bank does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  1. Liberty First Bank doesn’t jointly market with other companies

 

 

Other important information